Free · Independent · India-first

Every Indian card.
One transparent score.

CardIQ aggregates 500+ debit and credit cards in India, scores them on a single framework, tracks reward devaluations in real time, and tells you which card in your own wallet is best for the next thing you buy.

Transparent scoring

Reward value, fee efficiency, redemption flexibility, perks, and devaluation risk — weighted openly for every card.

Devaluation radar

We monitor bank T&Cs, Reddit, TechnoFino, and news feeds. Confirmed changes affect scores; nothing goes live without cross-source review.

Wallet-aware AI agent

Tell it 'Zomato ₹800' — it picks the best card in your portfolio and shows remaining monthly cap.

Top-scored cards

Ranked by the CardIQ unified score.

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